The 5 Best insurance Rated Bike Locks (2023 reviews)

insurance rated bike locks
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It is important to have the well suited insurance rated bike lock. In the following post, we will help you to select the best insurance rated bike locks.

Our review process:

Our Top Picks:

Best Overall:
Buy: Kryptonite end Link Design secures Chain
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Best For motorcycle:
Buy: Kryptonite insurance Rated Bike Lock
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Best With alarm:
Buy: Seatylock insurance Rated Bike Lock
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Best For Heavy Duty Bike Lock:
Buy: SIGTUNA insurance Rated Bike Lock
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Best With Flex:
Buy: Seatylock Bike frame
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Kryptonite end Link Design secures Chain
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This lock will scare off most anyone interested in trying to steal your vehicle. All the tumblers and locking mechanisms have a graceful ease to them that ensures the owner that their bike isn't going anywhere. This outer tube of the lock cylinder is made of hard 1/8th inch steel and the inner tube is reinforced with sturdy zinc, and the locking bolt is a thick steel bar. The lock is supple, covered with kevlar to protect your bike. It comes with a bunch of keys and even a key with a built in light if you're riding at night.

This all means that the lock itself is going to be extremely time consuming to break and extremely challenging to pick with out a specialize pick set. It is easy to break, pick, or cut.

Why We Like This:
  • Great lock, very heavy duty and well made
  • Solid chain lock that looks, feels and acts secure
  • Good brand reputation

Best For motorcycle: Kryptonite insurance Rated Bike Lock

Kryptonite insurance Rated Bike Lock
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The kryptonite insurance rated bike lock is capable of outshining several other lock featured in this list in overall features for the price point. This is a very substantial chain and lock. It is designed more for securing a motorcycle to a locking point. The grinding wheel can safely make a straight line pass through the material. The links are so large that the chain can only be used to secure the bike frame but not the wheels. This is ridiculously thick and good at preventing theft. It would take time and make a lot of noise for someone to beat this system.

This thing is massive and very sturdy, the idea of a lock is to make it too risky to attempt stealing so in that respect, without power tools, time and isolation no one is getting through this.

Why We Like This:
  • Definitely a must as a theft deterrent
  • Good for your at home lock
  • Good brand reputation

Best With alarm: Seatylock insurance Rated Bike Lock

Seatylock insurance Rated Bike Lock
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The Foldylock compact is a versatile tough lock. It makes it super simple and fast to lock and unlock. It comes with a combination of maximum antitheft security & quality. It features metal inside for protection. This allows for a lot more creative uses in locking your bike requiring more awkward angles.

The big advantage of the Foldylock is its versatility. It is relatively light weight and connects nicely to the seat post. It is extremely easy to lock and unlock.

Why We Like This:
  • Great heavy duty folding bike lock
  • Compact and easy to carry on bike
  • New and hot release

Best For Heavy Duty Bike Lock: SIGTUNA insurance Rated Bike Lock

SIGTUNA insurance Rated Bike Lock
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The Sigtuna folding lock model vidar comes with 3 keys and can easily be opened by turning the locking cylinder and pulling out the locking bolt from the locking mechanism. The lock carrier comes with strong velcro and holds in place well. The lock offers great value for money and highly recommended for relatively low risk areas.

The lock is large enough to lock two bikes. The lock support can be held to the bike with straps or bolts. The lock is made of very hard plastic which means no rust. This is good security for your normal stop and go places, work and school.

Why We Like This:
  • Solid build and easy to attach to water bottle holder
  • Sturdy lock that folds away nicely
  • Long, light, compact with above average security

Best With Flex: Seatylock Bike frame

Seatylock Bike frame
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We would, of course, be remiss if we didn't mention seatylock bike frame for regular usage. This lock is very secure but VERY heavy and a little clunky to use. It has made it as convenient and as effortless as possible. It comes with a holder that Velcro’s on the bike. The lock actually comes with two keys. It can also cut your bike in half in about the same time, or the metal bike rack you bike is locked to. The mount is very stable. It is designed to be very resistant to cutting and wedging (nut splitter) attacks. The lock is foldable and a bit of weight as well.

Why We Like This:
  • Great for younger bikers as well
  • Nice and compact, very study mount with flexible compatibility options
  • Folds up to a compact form much easier than a chain
  • Is easy to use, easy to move around and easy to open/close